I’ve plenty of rewards bank cards — in all probability a pair dozen if I took the time to rely.
Consequently, one perk I had fully forgotten about turned out to be a $200 lodge credit score, hidden in plain sight.
Whereas I do a reasonably good job of maximizing the main perks on my playing cards, a number of the smaller, harder-to-use or extra obscure perks do go unused every so often.
One newer perk that I will admit hasn’t been on my radar — and may not be on a few of yours — is a $200 lodge credit score on my United Membership℠ Card (see charges and charges).
This is how I put it to good use.
Associated: Overview of the United Membership Card
Simple to neglect and straightforward to make use of $200 lodge credit score
In case you additionally had forgotten, there’s now a $200 lodge credit score on the United Membership card (and truly a lot of different cool however easy-to-overlook credit, together with a $200 assertion credit score to fly on JSX).
In all probability like many others, I’ve that card primarily for its United Membership entry, so a few of its different perks have been simply ‘good to haves’ and never the principle motive that I acquired the cardboard.
Nonetheless, I not too long ago discovered myself needing yet another room at a particular lodge the night time earlier than a cruise departing from Port Everglades in Fort Lauderdale.
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I used to be decided to not pay full value for the additional room we wanted on the final minute if I did not should, so I began looking out via my numerous bank cards for any potential unused journey or lodge credit.

I would already used the varied headlining lodge credit on my American Categorical Platinum Card® and Chase Sapphire Reserve® (see charges and charges), however after going just about card by card, I noticed that the $200 assertion credit score out there every anniversary 12 months on my United Membership through the Famend Accommodations and Resorts was nonetheless absolutely intact and unused.
To make use of the credit score, which was truly simply added earlier this 12 months, you merely ebook and pay through the Famend Accommodations and Resorts program utilizing your United Membership card. The $200 assertion credit score ought to seem in your bank card account inside just a few days to some weeks following the cost.
Associated: Is the United Membership Card definitely worth the annual price?
Getting much more worth out of the credit score
When reserving with Famend Accommodations and Resorts, whether or not you employ the credit score or not, you additionally obtain every day breakfast for 2 and a $100 property credit score, amongst different perks.
This meant I wasn’t simply saving $200 on the one-night keep — I used to be additionally getting about $150 in further perks.

Throughout my search, I discovered some stable lodges within the Famend Accommodations and Resorts assortment, together with some that generally value at or under $200, corresponding to the long-lasting Bellagio in Las Vegas.

Nonetheless, many lodges, together with the Pier Sixty-Six lodge close to the Port Everglades cruise terminal, the place I booked, appear to begin within the $300-600 per night time vary.

If you wish to maximize your financial savings utilizing this credit score, I like to recommend placing it towards a keep that prices near $200 so you may break even and pay nothing out of pocket.
Nonetheless, in the event you desire forking out at luxurious properties, the $200 credit score is a pleasant deduction out of your total whole — particularly with the opposite included advantages you will get by reserving with this program.
As for us, this keep labored out completely.
$200 credit score posted in a short time
Not solely was the lodge — and its meals, which we very a lot loved with the credit score — improbable, however the $200 credit score posted to my United Membership Card account rapidly.

An almost-forgotten lodge credit score on my United Membership card was the proper option to dramatically deliver down the price of that lodge night time. The truth that I will be dreaming of the fluffy pillows till the subsequent time I’ve an excuse to remain once more on a future cruise out of Port Everglades (hopefully utilizing subsequent 12 months’s credit score) is simply the cherry on prime.

In case you suppose you could be on the verge of forgetting some precious bank card credit, here’s a checklist of some extra precious credit to attempt to burn up earlier than the top of the 12 months.