Marriott Bonvoy Daring vs. Boundless: Which card is greatest?

Marriott presents 5 private bank cards to new candidates, every with its personal annual payment that ranges $0 to $650.

In brief, there is a card for everybody, whether or not you are a die-hard Marriott fan or an occasional traveler searching for free award nights.

Chase points the 2 most inexpensive cobranded choices at present open to new candidates: the Marriott Bonvoy Daring® Credit score Card (see charges and charges) and the Marriott Bonvoy Boundless® Credit score Card (see charges and charges).

Let’s break down the main points of every card that will help you resolve which one higher fits your technique.

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless comparability

Associated: Does it make sense to carry a number of Marriott Bonvoy bank cards?

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless welcome bonus

The Boundless is at present providing 125,000 bonus factors and one free night time award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure motels have resort charges. This provide ends Nov. 5.

The Daring is at present providing 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. This provide ends Nov. 5.

TPG’s October 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, successfully making the full bonus on the Daring value $420 and the full bonus on the Boundless value as much as $1,225.

Since Chase points each playing cards, it is essential to notice that the 5/24 rule applies right here. This implies you probably will not qualify for both card when you’ve opened 5 or extra bank cards (from any issuer) prior to now two years.

As well as, Marriott-specific eligibility necessities apply to merchandise issued by Chase and American Specific. Make sure you confirm your eligibility earlier than making use of.

Winner: Boundless. Its welcome bonus is value considerably greater than the Daring.

Associated: The very best time to use for these Chase playing cards primarily based on provide historical past

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless advantages

The free night time certificates is probably the most notable distinction between these two playing cards.

Annually in your account anniversary, Boundless cardholders get a free night time certificates value as much as 35,000 factors — and you may add as much as 15,000 additional factors if the lodge prices greater than that.

For those who use this strategically, you possibly can rating a free night time at a lodge that simply makes up for the $95 annual payment annually.

In the meantime, Daring cardholders don’t obtain a free night time certificates however do not should pay an annual payment.

In any other case, the playing cards provide comparable perks. With both card, you will get automated Silver Elite standing and robust journey and buy protections from Chase. Plus, you will not pay any international transaction charges with these playing cards when touring overseas.

Winner: Boundless. Most vacationers will be capable of get greater than $95 worth from the free night time certificates.

Associated: 7 nice makes use of of Marriott free night time certificates

Incomes factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each playing cards function comparable incomes charges, although it is good that the Boundless earns not less than 2 factors per greenback spent throughout each buy, whereas the Daring earns 1 level per greenback spent on nonbonus class purchases.

That being mentioned, outdoors of Marriott purchases, neither card presents really excellent incomes charges, and you may undoubtedly discover higher choices for on a regular basis spending.

The Boundless earns extra factors on Marriott stays and presents additional factors on grocery and fuel purchases (although there is a spending cap), whereas the Daring card presents bonus factors on ride-hailing, which may very well be helpful when you use companies like Uber or Lyft usually.

Winner: Boundless. It earns extra factors than the Daring on most purchases.

Associated: Greatest lodge bank cards

Redeeming factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each the Daring and the Boundless earn Marriott Bonvoy factors, so they provide the identical redemption choices.

The obvious and helpful method to make use of your Bonvoy factors is to redeem them for a Marriott keep. To get probably the most worth out of your factors, make the most of the fifth-night-free perk, which lets you guide an award keep of 5 nights for the price of simply 4.

Moreover, you should utilize your factors for reward playing cards and merchandise by way of Marriott’s procuring portal, however we suggest avoiding this path to get most worth out of your factors.

TPG bank cards author Chris Nelson received distinctive worth on a latest keep on the AC Resort Cape City Waterfront, the place he redeemed 136,000 factors for a seven-night keep. He took benefit of the fifth-night-free perk on this award to get one night time free.

Winner: Tie. Each playing cards earn Marriott Bonvoy factors and provide the identical redemption choices.

Associated: The best way to redeem factors with the Marriott Bonvoy program

Transferring factors with the Marriott Bonvoy Daring vs. the Marriott Bonvoy Boundless

With both card, you even have the choice to switch your Bonvoy factors to one among practically 40 companion airline applications, together with Delta SkyMiles and United MileagePlus.

Most transfers to airways are at a 3:1 ratio, so you will obtain 1 airline mile for each 3 Marriott factors transferred. Moreover, if you switch factors to United MileagePlus, you’ll obtain 10,000 bonus miles for each 60,000 factors transferred.

This redemption usually does not yield worth on your factors, although, so we suggest utilizing it provided that it is advisable high off your airline account steadiness.

Winner: Tie. Each playing cards have the identical switch companions.

Associated: When does it make sense to switch Marriott factors to airways?

Ought to I get the Marriott Bonvoy Daring or the Marriott Bonvoy Boundless?

If you realize you will get use out of the annual free night time certificates, the Boundless is the best choice. You may additionally unlock larger earn charges with this card. Nonetheless, when you’re searching for a extra entry-level product and wish to keep away from an annual payment, the Daring is the higher choice.

The best way to improve from the Marriott Bonvoy Daring to the Marriott Bonvoy Boundless

For those who aren’t eligible for a brand new Bonvoy bonus or are over 5/24, a product change could also be your only option. Each the Bonvoy Daring and the Bonvoy Boundless are topic to Chase’s 5/24 rule and, extra particularly, Marriott Bonvoy eligibility restrictions.

To request an improve (or downgrade), name the quantity on the again of your card. Simply keep in mind that doing so will imply you forfeit your new card’s welcome bonus in the intervening time.

Associated: The last word information to bank card upgrades

Backside line

Whatever the card you select, each Marriott playing cards are a good way to introduce your self to the Bonvoy program and all its redemption potentialities. You’ll be able to’t go mistaken with both, as there are literally thousands of properties to select from worldwide.

To be taught extra, try our full critiques of the Marriott Bonvoy Boundless Card and the Marriott Bonvoy Daring Card.

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Apply right here: Marriott Bonvoy Boundless Card
Apply right here: Marriott Bonvoy Daring Card

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