Marriott Bonvoy Boundless Credit score Card evaluate: Full particulars

Marriott Bonvoy Boundless Credit score Card overview

Even in case you aren’t a Marriott loyalist, the Marriott Bonvoy Boundless® Credit score Card (see charges and charges) is price contemplating. It comes with an annual free evening award and elite evening credit, however carries a decrease annual payment than most different playing cards within the Marriott card lineup. Card ranking*: ⭐⭐⭐⭐

*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

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Marriott gives a card portfolio issued by each Chase and American Categorical. Nevertheless, the Marriott Bonvoy Boundless Credit score Card from Chase stands out as the one mid-tier private Marriott Bonvoy card accessible to new candidates.

This card incorporates a $95 annual payment, and we suggest you’ve got a credit score rating of 670 or greater to extend your probabilities of being accepted. Even in case you solely keep at Marriott properties as soon as in a blue moon, you may profit from this card’s welcome bonus and advantages.

Let’s dive deeper to see whether or not the Marriott Bonvoy Boundless is sensible in your pockets.

Marriott Bonvoy Boundless professionals and cons

Marriott Bonvoy Boundless welcome provide

New candidates for the Marriott Bonvoy Boundless can earn 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 throughout the first three months of account opening. Observe: Sure accommodations have resort charges.

TPG’s September 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, making this bonus price as much as $1,225 in case you absolutely max out the free evening at 50,000 factors (for a complete welcome bonus of 175,000 factors).

This welcome provide is greater than the usual one we usually see, making now a superb time to use in case you’ve been contemplating this card.

It is also necessary to notice the eligibility necessities for this card:

• To be accepted, you will have to be beneath the Chase 5/24 rule since this card is issued by Chase.
• Moreover, Marriott cobranded playing cards are identified for having strict and considerably complicated eligibility necessities, and sadly, the Boundless is topic to those guidelines.

Earlier than submitting an software, you should definitely test the eligibility necessities. Typically, you shouldn’t have obtained a welcome bonus on one other Marriott or former Starwood Most well-liked Visitor bank card inside a sure time frame when making use of for a brand new cobranded Marriott card.

Moreover, in case you at present maintain a Marriott cobranded card, you will not be eligible for this card’s welcome bonus now.

Associated: A whole information to the Marriott Bonvoy lodge loyalty program

Marriott Bonvoy Boundless advantages

The Bonvoy Boundless comes with a $95 annual payment, however it ought to be straightforward to get a number of hundred {dollars} in worth out of the cardboard’s perks yearly. Listed here are the foremost ones to contemplate:

Anniversary free evening award

Annually, on account renewal, you will obtain a free evening certificates price as much as 35,000 factors. It’s also possible to prime off your certificates with as much as 15,000 further factors, making it probably price 50,000 factors.

TPG’s September 2025 valuations peg the worth of 35,000 Marriott factors at $245, practically thrice the $95 annual payment. Nevertheless it’s doable to get much more worth in case you’re selective about redeeming your reward evening.

TPG senior accommodations reporter Tanner Saunders says, “I’ve discovered that my Boundless card virtually pays for itself because the annual free evening award rapidly covers the $95 annual payment. Add that to the truth that the cardboard helps you earn so many factors on each greenback spent, and I have been in a position to make use of the factors I earned with the assistance of the cardboard for some nice stays, together with two nights in a one-bedroom suite at a lodge in Atlanta the place charges have been sky-high once I went to see Taylor Swift.”

Elite standing

With the Bonvoy Boundless, you will earn computerized Silver Elite standing, which comes with 10% bonus factors on stays and precedence late checkout.

The cardboard additionally gives a path to Gold Elite standing: spending $35,000 on purchases every calendar 12 months. Nevertheless, if you need a card that gives complimentary Gold Elite standing with Marriott, think about The Platinum Card® from American Categorical or The Enterprise Platinum Card® from American Categorical (enrollment is required; phrases apply).

Though you may unlock Gold Elite standing by way of spending, you are most likely higher off incomes greater standing organically by way of the cardboard’s complimentary 15 elite evening credit, in addition to some stays booked immediately with Marriott. For instance, with the Boundless’ 15 nights, you’d solely want to remain 35 nights (as a substitute of fifty) to earn Platinum Elite standing.

If in case you have the Bonvoy Boundless and a Marriott enterprise card just like the Marriott Bonvoy Enterprise® American Categorical® Card, you will get 30 elite evening credit every year simply from bank cards, leaving solely 20 nights to go to achieve Platinum Elite.

One other pathway towards greater standing is incomes one elite evening credit score for each $5,000 you spend on purchases with this card.

Different perks

The above advantages characterize a number of hundred {dollars} in worth every year and simply make up for the $95 annual payment. However the card additionally gives a number of further perks:

• Baggage delay insurance coverage: If a passenger service delays your baggage for over six hours, Chase could reimburse you for important purchases as much as $100 a day for 5 days.
• Misplaced baggage reimbursement: If a passenger service damages or loses your checked or carry-on baggage, Chase could reimburse you as much as $3,000 per lined traveler.
• No overseas transaction charges: This perk makes the Bonvoy Boundless very best for making purchases and reserving lodge stays around the globe.
• Buy safety: Chase covers most new purchases for 120 days towards injury or theft, as much as $500 per declare (capped at $50,000 per account).
• Journey delay reimbursement: In case you are delayed by greater than 12 hours or required to remain in a single day when touring on a standard service, Chase could reimburse you for choose, in any other case unreimbursed bills, as much as $500 per lined traveler.

Associated: Free nights and simple standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges

Incomes factors on the Marriott Bonvoy Boundless

The Marriott Bonvoy Boundless card earns factors on the following charges:

• As much as 17 factors per greenback spent on eligible Marriott stays:
• As much as 10 factors per greenback from being a Bonvoy member
• 6 factors per greenback by paying with this card
• As much as 1 level per greenback out of your Marriott Silver Elite Standing, a good thing about being a Marriott Bonvoy Boundless cardmember. This equates to a complete 11.9% return on spending primarily based on TPG’s September 2025 valuations
• 3 factors per greenback spent on the primary $6,000 spent in mixed purchases every year on eating, at gasoline stations and grocery shops
• 2 factors per greenback spent on all different purchases

The bonus factors you earn because of the complimentary elite standing that comes with this card will be useful — particularly in case you’re dedicated to incomes Marriott Bonvoy factors.

Associated: Finest methods to earn Marriott Bonvoy factors: From lodge stays and bank card spending to journey companions

Redeeming factors on the Marriott Bonvoy Boundless

In fact, the obvious technique to redeem Marriott Bonvoy factors is for lodge stays. There are a number of methods for maximizing your Marriott redemptions, however that is essentially the most simple.

Marriott Bonvoy makes use of dynamic pricing for its award nights, which implies the variety of factors wanted to redeem fluctuates given demand and availability.

Utilizing Marriott’s award calendar search operate can assist you discover the perfect deal when redeeming your factors. For example, an evening on the Renaissance Atlanta Midtown Lodge might run you as little as 33,000 factors within the first week of November however as much as 43,000 factors per evening later within the month.

Redemption charges at Marriott properties additionally fluctuate relying on which model you stick with. For instance, an evening on the enterprise traveler-focused Courtyard Paris Gare de Lyon in June might price 65,000-68,000 factors, whereas the luxurious The St. Regis Bora Bora Resort prices 128,000-140,000 factors per evening for a similar dates.

One other necessary issue to notice is that you’re going to wish to benefit from the fifth evening free on award stays (generally known as “Keep for five, Pay for 4”) at any time when doable. For each 5 consecutive nights you keep at a Marriott property utilizing factors, you will obtain the evening that is definitely worth the lowest variety of factors without cost. It is a robust technique to make your factors stretch additional on longer stays.

TPG bank cards author Chris Nelson is utilizing this fifth-night-free perk on an upcoming keep on the AC Lodge Cape City Waterfront, the place he’s redeeming just below 100,000 factors for seven nights.

Associated: Maximize your lodge factors by getting a fourth or fifth evening free on award stays

Transferring factors on the Marriott Bonvoy Boundless

Marriott enables you to switch factors to just about 40 airline companions, together with some with hard-to-earn currencies like Frontier Airways and Korean Air. Most transfers are at a 3:1 ratio, with a 5,000-mile bonus for each 60,000 factors transferred.

Whereas this may be helpful for topping off an account or reserving an award flight, it is often not the perfect use of Bonvoy factors — particularly since most transfers take a number of days, and award area could disappear earlier than your switch completes.

TPG bank cards author Danyal Ahmed makes use of his Bonvoy factors to prime off his American Airways AAdvantage account when he wants some further miles for high-value redemptions, corresponding to on Qatar Airways’ award-winning Qsuite.

Associated: Marriott Bonvoy program: Easy methods to redeem factors for lodge stays, airfare and extra

Which playing cards compete with the Marriott Bonvoy Boundless?

If you’d like extra Marriott Bonvoy perks or extra versatile rewards, you could discover one in all these playing cards to be a greater match:

For added choices, take a look at our full checklist of the greatest Marriott Bonvoy bank cards and greatest lodge bank cards.

Associated: 3 explanation why the Marriott Bonvoy Boundless is definitely worth the $95 annual payment

Backside line

The Marriott Bonvoy Boundless gives stable worth for its $95 annual payment, with perks often discovered on dearer playing cards. It is a good match for the occasional Marriott visitor — however be aware of the strict bonus guidelines and Chase’s 5/24 limits.

Should you’ve already accomplished the Chase Trifecta and qualify for the bonus, this card could be a sensible addition to your pockets.

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Apply right here: Marriott Bonvoy Boundless Credit score Card

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For charges and charges of the Marriott Bonvoy Good Amex, click on right here.
For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.