Chase Aeroplan Credit score Card overview
Chase’s Aeroplan® Credit score Card (see charges and costs) is one in all our favourite cobranded airline bank cards, providing award flexibility and helpful airline advantages. With its robust incomes charge and incentives to spend on the cardboard past incomes the welcome bonus, the Aeroplan card is price contemplating for a lot of factors and miles fanatics — even those that do not dwell in Canada. Card score*: ⭐⭐⭐⭐
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The Aeroplan card gives distinctive advantages we have not often seen on different cobranded airline playing cards, all for an affordable annual payment of $95.
You will almost certainly want credit score rating of no less than 670 to get authorized for this card.
If the power to make use of factors on over 45 companion airways worldwide and computerized elite standing enchantment to you, hold studying.
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Aeroplan card professionals and cons
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Aeroplan card welcome supply
New cardholders of the Aeroplan card can earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. Plus, they will earn a further 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.
The present supply gives as much as 100,000 Aeroplan factors, that are price as much as $1,400 in accordance with TPG’s September 2025 valuations. This supply is effectively price it, however think about the numerous minimal spending that have to be accomplished inside the 12 months of account opening.
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In case you hire, placing your hire on the Aeroplan card is a good way to satisfy that prime spending requirement. Simply needless to say you will doubtless incur a small payment with every hire transaction.
Understand that since Chase points the Aeroplan card, it is topic to Chase’s 5/24 rule. In case you’ve opened 5 or extra bank cards prior to now 24 months, you might not be eligible to open the Aeroplan card.
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Aeroplan card advantages
How usually do you see a card with a $95 annual payment that grants you computerized elite standing? With the Aeroplan card, cardholders will obtain computerized Aeroplan 25K standing for the rest of the calendar yr they open the cardboard and the next calendar yr.
We suggest opening the Aeroplan card firstly of a calendar yr as a way to get pleasure from 25K standing for so long as doable.
With Aeroplan 25K, elite standing members are entitled to the next perks:
- Computerized Star Alliance Silver elite standing, with entry to precedence wait-listing and standby
- Complimentary Avis Most popular Plus elite standing
- Complimentary checked bag allowance (two luggage, 23kg every) on Air Canada-operated flights
- Precedence check-in and boarding
- Two one-time passes to Air Canada’s Maple Leaf Lounges*
- 20 eUpgrade credit to improve from economic system to enterprise or premium cabins on Air Canada-operated flights
*Beginning Jan. 1, 2026, Maple Leaf Lounge one-time visitor passes shall be obtained completely by Milestone Advantages for all Aeroplan elite standing members
After the introductory interval, you possibly can retain (or lengthen) that standing — however cardholders are incentivized to spend so much to take action. Cardholders should spend $15,000 on the cardboard in a calendar yr to take care of 25K standing (legitimate by the top of the next calendar yr).
As of Jan. 1, 2026, Aeroplan will transfer to a spend-based system for incomes and sustaining elite standing, and people with excessive spending shall be rewarded. Beginning in 2026, cardholders can obtain Aeroplan 35K standing by spending $75,000 in a calendar yr. Cardholders of the Aeroplan card have till Dec. 31, 2025, to spend $50,000 on their card to safe Aeroplan 35K standing till Jan. 2027.
As well as, the first metric for reaching elite standing shall be primarily based on Standing Qualifying Credit. SQC may also unlock further perks, dubbed Milestone Advantages, for each 10,000 SQC gathered all year long.
Cardholders earn the next SQC:
- 5,000 SQC head begin each calendar yr
- 10,000 SQC after spending $25,000 on the Aeroplan card
- 10,000 SQC after spending $50,000 on the Aeroplan card
Aeroplan members can solely earn a most of 25,000 SQC with the Aeroplan card per calendar yr.
Even if you happen to do not keep your elite standing past the primary yr, listed below are all the different advantages you will get from the Aeroplan card:
- First free checked bag on Air Canada flights for major cardholders and as much as eight companions on the identical reservation
- No international transaction charges
- Journey protections, akin to auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score on your International Entry, TSA PreCheck or Nexus utility payment each 4 years
- World Elite Mastercard advantages, together with entry to Mastercard Priceless experiences, on a regular basis reductions and gives, 24/7 concierge service and extra
Associated: Full information to airline standing matches and challenges
Incomes factors on the Aeroplan card
With the Aeroplan card, you will earn:
For each $2,000 you spend on the cardboard every month, you possibly can obtain as much as a 500-point bonus — as much as 1,500 factors monthly. These bonus factors can add up if you happen to’re a heavy spender. You may earn as much as 18,000 bonus factors yearly.
This profit will turn out to be useful if you happen to plan on spending closely on the Aeroplan card to take care of 25K standing or elevate your standing to a different tier.
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Redeeming factors on the Aeroplan card
For individuals who get misplaced making an attempt to optimize their factors and miles, Aeroplan cardholders can redeem their factors for as much as 1.25 cents per level by the Pay Your self Again software (as much as 200,000 factors per yr for journey purchases).
Along with the usual classes of redeeming factors for the annual payment, eating, grocery shops (excluding Goal and Walmart) and journey, there are promotional classes all year long as effectively.
These embrace:
- April 1 — Dec. 31: Gasoline stations and residential enchancment shops
- July 1 — Dec. 31: Malls and utilities
- Oct. 1 — Dec. 31: Amazon.com
The Pay Your self Again classes might change yearly.
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Transferring factors on the Aeroplan card
You may redeem your factors for flights to over 1,300 locations by Star Alliance and Air Canada’s greater than 45 airline companions — and for usually fewer factors than you’d want with different loyalty applications.
Even higher, Air Canada publishes distance-based award charts with tons of candy spots to look out for. For instance, you possibly can fly from Seattle-Tacoma Worldwide Airport (SEA) to Frankfurt Airport (FRA) on Lufthansa enterprise class for simply 70,000 factors.
Alongside the Aeroplan card, if you happen to even have a Chase Final Rewards incomes card just like the Chase Sapphire Reserve® (see charges and costs), you will obtain a ten% bonus on each 50,000 or extra Chase Final Rewards factors you switch to Aeroplan (most 25,000 bonus factors per calendar yr).
Aeroplan is TPG bank cards author Danyal Ahmed’s favourite airline loyalty program. He not too long ago redeemed 100,000 Aeroplan factors to fly in enterprise class on United Airways from Sydney, Australia, to Los Angeles, finishing his around-the-world journey.
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Which playing cards compete with the Aeroplan card?
The Aeroplan card has a $95 annual payment, which is corresponding to the value of different fashionable journey bank cards that earn transferable rewards. Let’s examine some same-caliber bank cards and decide if the Aeroplan card is the best choice for you.
For added choices, try our full listing of one of the best journey playing cards.
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Is the Aeroplan card price it?
With stable perks for only a $95 annual payment, the Aeroplan card may be effectively price it for the typical shopper, particularly if you happen to can capitalize on the complimentary 25K standing supplied to new cardholders. Even if you happen to’re not an everyday flyer of Air Canada — or maybe have by no means flown the airline in any respect — likelihood is that you’ve got flown its Star Alliance companions. We suggest the Aeroplan card for nearly any frequent traveler to allow them to maximize the loyalty program’s profitable award chart.
Associated: How to decide on an airline bank card
Backside line
Computerized elite standing is a significant perk, regardless of the airline. And with Aeroplan factors being one of the helpful airline currencies on the market, this bank card is a wonderful means that will help you ebook your dream trip utilizing factors to save cash on flights — regardless of the place chances are you’ll be going.
Apply right here: Aeroplan card
