The summer time of premium journey playing cards has introduced a brand new product to the combination: the Citi Strata Elite℠ Card (see charges and charges).
Citi launched the extremely anticipated successor to the Citi Status® Card in July with a limited-time welcome bonus and a number of new perks at a $595 annual charge.
The Citi Strata Elite’s suite of advantages contains excessive incomes charges, distinctive life-style credit and helpful journey rewards. Should you like what you’ve got learn, you could be contemplating an software. However, are you eligible for the bonus?
Here is what to learn about welcome supply restrictions and figuring out whether or not you are a candidate for the brand new card.
The knowledge for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Citi Strata Elite Card welcome supply
First, let’s get into what this welcome bonus entails.
New Citi Strata Elite Card holders who apply on-line can earn 80,000 bonus factors after spending $4,000 throughout the first three months of account opening. TPG’s July 2025 valuations place Citi ThankYou Rewards factors at 1.85 cents apiece, which means this welcome supply is value $1,480.
On the worth of comfort, you would get a better welcome supply. New Citi Strata Elite Card holders who apply in particular person at a Citi retail department can earn 100,000 bonus factors after spending $4,000 throughout the first three months of account opening. Per TPG valuations, this supply is value $1,850.
The effort and time wanted to discover a Citi department will decide the give you’re eligible for right here.
Every day E-newsletter
Reward your inbox with the TPG Every day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
Associated: Citi provides American Airways as a 1:1 switch companion, affords Admirals Membership passes on brand-new card
Am I eligible for the Citi Strata Elite’s welcome bonus?
Should you’ve determined to use for the brand new Citi Strata Elite, you will have just a few particular questions associated to bonus eligibility. We’ve you coated with the solutions to some generally requested questions.
What credit score rating do I would like for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be authorised for the Citi Strata Elite, though some individuals with decrease scores could also be authorised.
In case your credit score rating is simply too low otherwise you’re nonetheless constructing credit score historical past, it’s best to maintain on getting the Strata Elite and as an alternative go for a starter card.
What are Citi’s software guidelines for brand spanking new playing cards?
On the whole, Citi does not restrict what number of playing cards you may have from the financial institution.
Nonetheless, your general credit score throughout all Citi playing cards may very well be restricted. So, for those who run into this challenge, a fast name to Citi’s reconsideration line ought to show you how to get authorised by shifting credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how regularly you may earn a welcome bonus on one in every of its playing cards. When you earn a bonus on a Citi card, you will have to attend 48 months to earn the welcome bonus once more.
Nonetheless, this is not a difficulty for brand spanking new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even for those who maintain different Citi playing cards and have earned bonuses on them. This contains the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally wish to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see charges and charges).
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 throughout the first three months of account opening.
The knowledge for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
It’s potential for somebody trying to earn a piece of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may also be eligible to earn each bonuses.
It is value mentioning that you may solely apply for one Citi card (private or enterprise) each eight days, and you will not be authorised for greater than two playing cards in a 65-day window.
The one stipulations are that you simply will not have the ability to earn the welcome supply on the Citi Strata for those who obtained a brand new bonus for a Citi Rewards+ account up to now 48 months or transformed one other Citi card that you simply’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
Associated: New Citi Strata Card now accepting functions
Backside line
New candidates to the Citi Strata Elite must be happy with the restricted restrictions on incomes the cardboard’s new high-value welcome bonus.
Candidates who’re authorised for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of useful perks and may very well be a stable addition to a frequent traveler’s pockets.
To study extra, see our full evaluation of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card
