Nationwide account holders planning 2026 holidays can potentially save money by reviewing their current accounts for included travel insurance before purchasing separate policies.
Expert Highlights Overlooked Coverage
Travel expert Rebecca Wilcox es astonishment that many UK travelers overlook travel insurance options bundled with their bank accounts. She advises checking existing coverage immediately to avoid unnecessary expenses.
“Are you already covered? You could have it with your bank account,” Wilcox states. “These are things we want to have a look at before we are getting our travel insurance. Does your bank account actually come with an add-on, one of those packaged accounts that includes travel insurance?”
Nationwide FlexPlus Account Benefits
Nationwide’s FlexPlus current account provides Worldwide Family Travel Insurance underwritten by Aviva Insurance Limited. This packaged account requires a £18 monthly fee, which includes the insurance and other perks. Account holders must pay the fee even if they do not use the insurance, and the coverage cannot be obtained separately.
Key benefits include:
- Missed departure cover up to £1,000 for alternative travel and accommodation due to delays.
- Emergency medical expenses, including repatriation, up to £10 million.
- Cancellation or curtailment protection up to £5,000.
- Additional coverage for trip disruptions and more.
Exclusions and limitations apply to certain covers, so policyholders should review full documents for details.
Switch Incentive and Other Providers
Nationwide currently offers £175 for switching main accounts, valid until March 4, with terms applying.
Other banks such as Monzo, Virgin Money, and Halifax also include travel insurance in select packaged accounts, often with monthly fees. Travelers should verify their specific benefits to prevent duplicate coverage.
Reviewing bank statements and account terms ensures comprehensive protection without extra costs for 2026 trips.
