The Hilton Honors American Categorical Aspire Card is likely one of the greatest lodge bank cards available on the market.
Regardless of its $550 annual payment (see charges and charges), its perks simply offset this vital value — after which some. Plus, its welcome bonus presents vital worth.
Presently, new candidates can earn 150,000 factors after spending $6,000 on eligible purchases inside the first six months of card membership.
From useful assertion credit to helpful elite standing and excessive incomes charges, listed below are seven causes the Hilton Honors Aspire Card is price including to your pockets.
High-tier elite standing
Fairly probably, essentially the most useful perk that comes with the Hilton Aspire is complimentary Hilton Honors Diamond standing for the first cardmember.
In contrast to the Hilton Honors American Categorical Surpass® Card, you will obtain Diamond standing with out having to fulfill any minimal spending requirement for so long as your card account is open.
Diamond standing features a 100% factors bonus, executive-floor lounge entry, free breakfast and room upgrades.
This standing tier is often earned after 30 stays or 60 nights or by incomes 120,000 base factors in a calendar 12 months, so getting this card presents you a quick observe to its advantages.
Associated: Hilton Honors elite standing: What it’s and earn it
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Free night time certificates
With the Hilton Aspire, you will obtain one free night time reward to make use of at virtually any Hilton property worldwide after opening your account and once more annually in your card anniversary.
You will additionally obtain a second and third night time after spending $30,000 and $60,000 on the cardboard in a calendar 12 months, respectively.
So long as the property is eligible and there is a room out there, this profit has no exclusions. So, even rare vacationers ought to be capable to benefit from this perk and save tons of of {dollars} a 12 months.
Maximizing the Aspire’s annual free night time reward is the best method to recoup its $550 annual payment.
Associated: Hilton free night time certificates: How one can earn them and maximize their worth
Fifth night time free
As a Diamond member, you will obtain a fifth night time free on award stays booked with Hilton factors.
This will considerably cut back the price of longer stays. It is cumulative, so in the event you keep 10 nights, you will obtain each the fifth and tenth night time free.
Airline payment credit score
The Hilton Aspire comes with an as much as $200 airline incidental payment assertion credit score yearly that can be utilized to offset journey prices. (Enrollment required; phrases apply.)
The credit score is split into as much as $50 credit every quarter, and eligible purchases are these made straight with an airline or by amextravel.com.
TPG contributing editor Matt Moffitt makes use of his Chase Sapphire Reserve® (see charges and charges) for airfare purchases, because it presents superior journey protections. So, as a substitute of utilizing his Aspire for airfare, he makes use of it to load $50 into his United TravelBank Money stability every quarter.
Hilton resorts credit score
You will obtain as much as a complete of $400 in assertion credit to spend at eligible Hilton resorts every calendar 12 months. The credit score is biannual, that means you will obtain as much as $200 between January and June and one other as much as $200 between July and December. (Enrollment required; phrases apply.)
The perfect half about this profit is that it isn’t restricted to incidental expenses, resembling meals and spa therapies; it can be used towards room charges and taxes.
Placing apart all the card’s different advantages, the as much as $200 airline payment credit score and as much as $400 resort credit score alone greater than offset the cardboard’s $550 annual payment.
Associated: How one can use the as much as $400 Hilton Aspire resort credit score annually
Spectacular incomes charges
That is the greatest card for reserving Hilton stays straight.
Along with your complimentary Diamond standing, you will earn a complete of 34 factors per greenback spent on most Hilton stays, a 17% return primarily based on TPG’s August 2025 valuations.
Nonetheless, it isn’t as aggressive for different journey purchases as premium playing cards like The Platinum Card® from American Categorical or the Chase Sapphire Reserve. However, you will earn:
- 7 factors per greenback spent (a 3.5% return) on flights booked straight with airways or at amextravel.com, automobile leases booked straight from choose automobile rental firms and eating at U.S. eating places
- 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard
Associated: Finest Hilton bank cards
On-property credit
Whenever you ebook a two-night paid keep at a collaborating Waldorf Astoria Motels & Resorts or Conrad Motels & Resorts property, you may obtain as much as $100 credit score for incidentals throughout your keep.
It is advisable to ebook by hiltonhonorsaspirecard.com or by telephone at 855-292-5757 and both confirm your card quantity or point out code “ZZAAP1.”
In contrast to the resort credit score, that is only for incidentals and cannot be used to cowl the price of the room or property charges. Nonetheless, it may nonetheless be a particularly useful perk in the event you spend at the very least two nights at eligible properties.
Backside line
There are numerous causes to like the Hilton Aspire. It is fairly simple to maximise its advantages to greater than offset its annual payment, even in the event you do not routinely keep at Hilton resorts.
With perks resembling top-tier elite standing and a excessive incomes fee on Hilton stays, the cardboard units the usual for premium cobranded lodge bank cards.
To study extra, learn our full evaluate of the Hilton Aspire.
Apply right here: Hilton Aspire
Associated: 4 the explanation why the Hilton Aspire Card is the very best premium card for households
For charges and charges of the Hilton Honors Aspire card, click on right here
