At TPG, a number of of us have a pockets brimming with bank cards. Some go all-out (paging senior editorial director Nick Ewen together with his 20+ bank cards), whereas some hold a smaller stockpile (insert a gif of me waving my six playing cards). However all of us undoubtedly have a favourite card.
Many bank card execs have differing opinions about selecting the one card we will not stay with out.
In a panel with reporters and editors from The Factors Man and NextAdvisor, there was a transparent winner when the group was requested about their absolute favourite card: the American Specific® Gold Card.
However why has this card remained a favourite when there are such a lot of wonderful choices? Listed here are 4 causes it is the one card so many people cannot stay with out.
It is an amazing card for foodies
Checklist a greater card for meals lovers — I will wait.
Plus, the cardboard comes with an assortment of dining-focused annual assertion credit. (Enrollment is required.)
Every month, you’ll be able to obtain as much as a $10 assertion credit score once you get meals from one among a number of collaborating eating places or meal providers, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing facility and Wine.com .
You may additionally stand up to $10 in month-to-month Uber Money (usable on Uber Eats and rides within the U.S.). Uber Money will solely be deposited into your Uber account once you add the Amex Gold as a fee technique and redeem with any Amex card.
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Moreover, you may obtain as much as a $100 annual Resy credit score (as much as $50 biannually). Merely dine at a U.S. Resy restaurant and pay together with your Amex Gold card; no reservation is required.
Lastly, you may obtain as much as a $7 month-to-month assertion credit score at U.S. Dunkin’ areas.
(Enrollment is required for choose advantages.)
Associated: One of the best bank cards for eating out, taking out and ordering in
It balances premium advantages and affordability
I’ve talked earlier than about not having an ultra-premium card (at the least not but). That is partially as a result of I have never wanted one, however it’s additionally as a result of I am usually fairly budget-conscious.
Associated: Why the Amex Gold is the proper ‘in-between’ card
Membership Rewards is among the greatest factors currencies
Talking of incomes factors, Membership Rewards are a number of the greatest factors you’ll be able to earn. Based on TPG’s July 2025 valuations, Amex factors are price 2 cents every, barely lower than Chase Final Rewards and Bilt Rewards factors.
Out of the highest bank card issuers, Amex has by far probably the most in depth switch associate record, with 18 airways and three lodge chains. And people switch companions will help make your factors go a great distance towards a lot of wonderful redemptions.
TPG bank cards author Chris Nelson has listed the Amex Gold as the cardboard he cannot stay with out.
“As somebody who’s a foodie, I am at all times eating out, and people few instances once I do determine to prepare dinner, I can rack up fairly a invoice at U.S. supermarkets. The 4 factors per greenback I earn in these classes is a should for me and simply cannot be crushed. I earn ultra-valuable factors that I can use to assist me e-book long-haul worldwide business-class flights, particularly with companions like Avianca LifeMiles and Air Canada Aeroplan.”
And whereas the Amex Gives program is not particular to only Membership Rewards playing cards, I would be remiss to not point out how a lot worth Amex Gives can add to this system. I look by the presents obtainable on my card weekly, and there is nearly at all times one thing new that I add to my account — additional factors on lodge stays, money again on a meals order or one thing else.
All in all, the Amex Membership Rewards program is a superb asset to have at your fingertips with the Amex Gold Card.
Associated: Redeeming American Specific Membership Rewards for max worth
Bonus: It is one of many prettiest playing cards available on the market
We won’t focus on why the Amex Gold is a workers favourite with out mentioning the cardboard’s glossy design.
Palms down, it is the prettiest card in my pockets (and, I would argue, in anybody’s pockets).
In fact, you’ll be able to’t choose a card purely on how nicely it matches your aesthetic. However once you consider all the different causes the Amex Gold is a superb card, the truth that it does have such a beautiful design definitely does not harm.
Backside line
All in all, you’ll be able to’t go fallacious with the Amex Gold. It is an amazing card for vacationers who would quite earn factors on non-travel bills to allow them to redeem for his or her dream journeys as an alternative.
You are getting strong advantages, credit and reward incomes charges that offset numerous the annual charge. Plus, the welcome bonus on this card is aggressive when in comparison with high journey playing cards available on the market. That is one among many causes so many bank card execs are obsessive about having it of their wallets.
To be taught extra, learn our full overview of the Amex Gold Card.
Apply right here: American Specific Gold Card Discover out your provide and see in case you are eligible for as excessive as 100,000 Membership Rewards factors after spending $6,000 on purchases inside the first six months of card membership. Welcome presents fluctuate and also you is probably not eligible for a suggestion.
For charges and charges of the Amex Gold Card, please click on right here.
