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10 finest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways
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10 finest methods to make use of 100K Chase factors: From first-class flights to all-inclusive getaways

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Last updated: June 24, 2025 7:46 pm
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Published: June 24, 2025
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Fly first-class to Europe on Emirates or LufthansaEbook lie-flat seats to London with Virgin AtlanticJourney round-trip in enterprise class to Spain with IberiaEbook flights to Europe for two with Flying BlueTake pleasure in a business-class flight to JapanTake the entire household to Hawaii from the West CoastKeep as much as 5 nights in HawaiiTake pleasure in an award-winning business-class expertise to India or the MaldivesEbook 4 nights at an all-inclusive resort in MexicoEbook as much as 22 short-haul home flightsBackside line

The Chase Sapphire Reserve® (see charges and charges) is without doubt one of the most feature-packed rewards playing cards we have now seen right here at TPG. And proper now, you may earn a limited-time bonus of 100,000 bonus factors plus a $500 Chase Journey℠ promo credit score after spending $5,000 on purchases within the first three months from account opening. Since TPG values Chase factors at 2.05 cents apiece, per our June 2025 valuations, this best-ever supply is price over $2,500 (together with the Chase Journey credit score).

With such a beneficiant welcome bonus out there, you may be questioning how one can maximize all of these Final Rewards factors. To get probably the most worth out of your factors, we suggest transferring them to this system’s 11 airline and three lodge switch companions.

Whereas some might select to be thrifty with their rewards and redeem 100,000 factors for a weeklong trip, others might choose to dwell out their first-class flight desires and e book a one-way ticket utilizing the bulk (if not all) of their Chase factors.

So, if in case you have 100,000 Chase Final Rewards factors at your disposal, listed here are the ten finest methods to redeem them utilizing Chase’s airline and lodge switch companions.

Fly first-class to Europe on Emirates or Lufthansa

BEN SMITHSON/THE POINTS GUY

Emirates operates two fifth-freedom flights that start within the U.S. and fly to Europe earlier than persevering with to the airline’s hub at Dubai Worldwide Airport (DXB). These flights are from New York’s John F. Kennedy Worldwide Airport (JFK) to Milan Malpensa Airport (MXP) and from Newark Liberty Worldwide Airport (EWR) to Athens Worldwide Airport (ATH) in Greece.

When you’ve got Silver elite standing or greater within the Emirates Skywards program, you may e book both of those flights to Europe in first-class for 102,000 Skywards miles (plus minimal charges and taxes). These miles may be transferred from Final Rewards at a 1:1 price.

Whereas the variety of miles wanted for this redemption is barely greater than the 100,000-point welcome supply for the Chase Sapphire Reserve, keep in mind that the supply is earned after spending $5,000, so you’ll earn no less than 5,000 extra factors on purchases along with the welcome supply.

Each routes supply a improbable expertise, however the JFK-to-MXP flight has a slight edge. It’s operated by the Airbus A380, which has an onboard bar and showers.

If you do not have standing within the Skywards program, it’s also possible to e book a one-way first-class ticket on Lufthansa to Europe for 90,000 Air Canada Aeroplan factors (when touring from the East Coast or Chicago) or 100,000 factors (when departing from Texas or California).

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Be aware that Lufthansa normally solely releases first-class seats to associate applications like Aeroplan just a few days earlier than departure, so you will have to be up for an journey, however it’s properly definitely worth the trouble for a really luxurious product.

Associated: How one can e book a Lufthansa first-class flight to Europe

Ebook lie-flat seats to London with Virgin Atlantic

ZACH GRIFF/THE POINTS GUY

Virgin Atlantic Flying Membership launched new Saver fares in late 2024 that supply terrific worth on lower-demand dates. Beginning at simply 29,000 Virgin Atlantic factors every method from the U.S. to London’s Heathrow Airport (LHR) and Manchester Airport (MAN) within the U.Okay., these awards are for lie-flat seats with direct aisle entry and include entry to onboard social areas and Virgin’s fabulous Clubhouse lounges at choose areas.

Even on some extra common dates, Saver fares from the northeastern U.S. to the U.Okay. may be discovered for 50,000 Virgin factors every method (if not for much less), which means you possibly can take pleasure in a lie-flat, round-trip journey throughout the Atlantic with the welcome supply from the Chase Sapphire Reserve.

Search for the purple “Saver” tags for the bottom fares, or use Virgin’s reward seat checker or an exterior device like Seats.aero to seek out the bottom costs throughout a number of dates.

Associated: Bringing the enjoyable again to flying: Virgin Atlantic A350 Higher Class overview

Journey round-trip in enterprise class to Spain with Iberia

BEN SMITHSON/THE POINTS GUY

If you wish to journey to Spain somewhat than the U.Okay., Iberia presents stellar off-peak award pricing to Spain on its Airbus A330, A350 and now A321XLR plane.

Spherical-trip business-class tickets from Boston Logan Worldwide Airport (BOS), Chicago’s O’Hare Worldwide Airport (ORD) and JFK to Adolfo Suárez Madrid-Barajas Airport (MAD) value simply 81,000 Avios through the airline’s off-peak award dates.

Not based mostly in one among these areas? Longer nonstop flights from gateways like Miami Worldwide Airport (MIA) and Dallas Fort Value Worldwide Airport (DFW) are simply 101,000 Avios round-trip. Taxes and charges are roughly $200 on a round-trip business-class ticket, no matter your departure metropolis.

To e book these awards at these costs, you may switch your Chase factors to British Airways Membership or Membership Iberia Plus.

Associated: A overview of Iberia’s new business-class suite on the A350-900 from Madrid to Mexico Metropolis

Ebook flights to Europe for two with Flying Blue

RACHEL CRAFT/THE POINTS GUY

The Air France-KLM Flying Blue program presents a complete community connecting North America with Europe through its Paris-Charles de Gaulle Airport (CDG) and Amsterdam Airport Schiphol (AMS) hubs.

This system costs awards dynamically, with financial system flights to Europe beginning at 25,000 Flying Blue miles every method. With 100,000 Final Rewards factors, you possibly can e book a round-trip ticket for 2 individuals to Amsterdam, Paris or past. Plus, Flying Blue presents a month-to-month promotion to save lots of 25% on award fares; subsequently, you possibly can doubtlessly snag a one-way ticket for simply 18,750 miles.

Associated: A overview of Air France financial system on the Airbus A350-900 from Paris to Denver

Take pleasure in a business-class flight to Japan

ERIC ROSEN/THE POINTS GUY

Virgin Atlantic Flying Membership companions with Tokyo-based provider All Nippon Airways. You should use your Virgin factors to e book premium-cabin tickets on ANA at engaging charges; it is hands-down one of the simplest ways to e book tickets on ANA. Plus, ANA’s new business- and first-class cabins are fairly superior, too — you may count on top-notch service, nice new seats and a collection of scrumptious meals and Champagne.

ANA business-class flights to Japan value simply 105,000 Virgin factors round-trip from West Coast airports and 120,000 Virgin factors round-trip from East Coast airports and ORD.

This is without doubt one of the finest redemption offers of any airline loyalty program, although availability may be scarce.

Associated: ANA will convey its award-winning The Room enterprise class to the 787 Dreamliner

Take the entire household to Hawaii from the West Coast

KYLE OLSEN/THE POINTS GUY

Are you based mostly on the West Coast and contemplating an island trip? Effectively, say “aloha” to your subsequent trip vacation spot. You should use your 100,000 Final Rewards factors to fly with three relations or associates to Hawaii from any Alaska Airways gateway in California, Washington or Oregon.

By transferring your Final Rewards factors to the Singapore KrisFlyer program, you may e book award seats on Alaska Airways. You will want simply 13,500 KrisFlyer miles every method per individual (or 27,000 miles round-trip), which means you possibly can e book 4 individuals for 108,000 KrisFlyer miles.

Associated: Lower your expenses: How one can e book flights to Hawaii utilizing factors and miles

Keep as much as 5 nights in Hawaii

TIMUR ALEXANDROV/EYEEM/GETTY IMAGES

World of Hyatt is one among Chase’s most profitable switch companions. This system remains to be recognized for its wonderful (printed) award chart, with many high-end lodges costing 40,000 factors or much less per night time.

If you wish to make your Chase factors go so far as potential, take into account midrange Hyatt choices in Hawaii. A regular award room would value you the next:

  • 75,000 World of Hyatt factors for 5 nights on the Hyatt Place Waikiki Seashore
  • 100,000 World of Hyatt factors for 5 nights on the Hyatt Centric Waikiki Seashore or the Hyatt Regency Waikiki Seashore Resort and Spa

Or, if you wish to splurge and might journey on off-peak dates, take into account three nights on the Andaz Maui at Wailea Resort for 105,000 World of Hyatt factors.

Hyatt doesn’t cost resort or redemption charges on award stays, so there are not any added lodging costs to pay if you take a look at.

Associated: Finest lodges and resorts in Hawaii

Take pleasure in an award-winning business-class expertise to India or the Maldives

ZACH GRIFF/THE POINTS GUY

Qatar Airways’ Qsuite enterprise class is regarded by many because the world’s finest. The modern design permits a four-person household to create a four-person suite to calm down, socialize and relaxation collectively.

Qatar Airways tends to order probably the most Qsuite award availability for members of its personal Qatar Airways Privilege Membership program. Whereas Privilege Membership just isn’t a switch associate of Final Rewards, British Airways Membership is, and you’ll switch Chase factors to British Airways after which on to Privilege Membership at a 1:1 price.

This program costs 70,000 Privilege Membership Avios every method per individual from North America to Doha’s Hamad Worldwide Airport (DOH) on off-peak dates. Whereas this can be a nice value, you may connect with India and the Maldives for simply 10,000 extra Avios, all in enterprise class, supplying you with loads of time to take pleasure in this luxury product.

Associated: Discover Qatar Airways Qsuite award availability in seconds utilizing this platform

Ebook 4 nights at an all-inclusive resort in Mexico

BENJI STAWSKI/THE POINTS GUY

Individuals typically name award journey “free” with out factoring in all the opposite prices that go right into a trip. With Hyatt’s all-inclusive resorts, you will have one much less factor to fret about: You may take a look at with a $0 invoice if you use factors. All the pieces out of your room to meals (even room service) to some nonmotorized water sports activities is included in your award redemption.

With 100,000 Final Rewards factors, you may e book 4 normal nights on the following all-inclusive properties in Mexico:

  • Breathless Cancun Soul Resort & Spa
  • Breathless Riviera Cancun Resort & Spa
  • Goals Bahia Mita Surf & Spa Resort
  • Goals Cozumel Cape Resort & Spa
  • Goals Los Cabos Suites Golf Resort & Spa
  • Goals Natura Resort & Spa
  • Goals Riviera Cancun Resort & Spa
  • Goals Tulum Resort & Spa
  • Goals Vallarta Bay Resort & Spa
  • Goals Vista Cancun Golf & Spa Resort
  • Hyatt Zilara Riviera Maya
  • Hyatt Ziva Riviera Maya
  • Secrets and techniques Aura Cozumel
  • Secrets and techniques Bahia Mita Surf & Spa Resort
  • Secrets and techniques The Vine Cancun
  • Secrets and techniques Vallarta Bay Puerto Vallarta

In our June 2025 valuations, TPG values Hyatt factors at 1.7 cents every. With charges on the above resorts usually exceeding $400 per night time, you possibly can save hundreds with 100,000 Final Rewards factors.

Associated: Finest Hyatt lodges on the earth

Ebook as much as 22 short-haul home flights

ZACH GRIFF/THE POINTS GUY

Sure, you may doubtlessly e book as much as 22 flights with one welcome supply.

Whereas this virtually appears too good to be true, United Airways’ MileagePlus program can supply very affordable short-haul redemption costs.

By monitoring its Flight award offers web page, yow will discover home economy-class awards for as little as 4,500 miles on a route like San Francisco Worldwide Airport (SFO) to San Diego Worldwide Airport (SAN). With simply $6 in charges and taxes, this represents terrific worth and the flexibility to take as much as 22 one-way flights with one welcome supply of 100,000 Final Rewards factors.

Associated: How one can get most worth from the United MileagePlus program

Backside line

The Chase Sapphire Reserve is without doubt one of the most rewarding journey bank cards available on the market. To not point out, the welcome supply of 100,000 Final Rewards factors plus a $500 Chase Journey promo credit score may be redeemed in some ways to e book your subsequent trip.

Whether or not you wish to fly comfortably to Europe, take the entire household to Hawaii or get monetary savings on a home flight, Final Rewards factors are straightforward to earn and redeem.

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